Protect the people you love with simple, affordable, and reliable life insurance options. Get an instant estimate today and secure peace of mind for tomorrow.
Straightforward Life Insurance, Designed for Your Future
Types of life insurance
Life insurance is a simple agreement: you pay regular premiums, and in return, your chosen beneficiary receives a lump-sum payout after your passing. This benefit can help cover essential costs like everyday living expenses, a mortgage, education for your children, medical bills, or other financial needs.
Life insurance typically comes in two main forms — term and permanent. The right choice depends on your personal goals, financial situation, and the level of protection you want for your loved ones.
Need help choosing?
Not sure which type of life insurance is right for you? Our product guidance tool makes it easy to compare options and find the best fit.
How much life insurance do I need?
We recommend choosing enough coverage to pay off your debts and replace at least five years of your income. Even starting with a basic policy offers valuable protection — because some coverage is always better than none. Our team can help you determine the right amount to match your unique needs and goals.
How much does life insurance cost?
How much you’ll pay for life insurance depends on a variety of factors. Typically, the younger you are, the lower the cost. Other factors include:
- Your health and lifestyle.
- Your occupation.
- The type of life insurance you choose.
- How much coverage you’re applying for.
Who can get Our Life Insurance?
Any U.S. citizen or permanent resident can apply for USAA Life Insurance. You don’t need a military connection. The ability to get a policy is based on things like age, health, lifestyle and the outcome of a medical exam, in some cases.
Why Choose Cannas Capital for Life Insurance?
Instant Estimate
See your coverage options in seconds.
Flexible Plans
Term and permanent life insurance tailored to your needs.
Trusted Advisors
Real people here to answer your questions — no pushy sales.
Affordable Protection
Coverage that fits your budget without hidden fees.
How to get life insurance
Get started with these three simple steps.
1
Choose a policy.
Review your term or permanent options and get a quote. We’ll work with you to schedule a medical exam, if needed.
2
Apply for coverage.
Answer a few questions and complete your medical exam. We’ll review your application.
3
Purchase your policy.
Once your policy is approved, protect the ones you love by making your first payment.
Life insurance FAQ
Do I really need life insurance?
Life insurance ensures your family is financially protected in case the unexpected happens. It can cover expenses, debts, and future needs.
How much does it cost?
Rates vary by age, health, and coverage amount — but most people are surprised at how affordable it can be.
How long does it take to get covered?
Many applicants can be approved in just a few days with our streamlined process.
What if I already have coverage?
We can help you review your current plan to make sure it still fits your goals.
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